哈萨克斯坦Crypto license：通往中亚数字金融市场的金钥匙
随着全球数字资产行业的快速发展，哈萨克斯坦凭借其前瞻性的监管框架和开放的经济政策，迅速成为国际加密货币企业青睐的注册地。特别是通过阿斯塔纳国际金融中心（AIFC） 颁发的Crypto license，为企业提供了一个安全、合规且充满机遇的运营环境。
Kazakhstan Crypto license: The Golden Key to the Digital Financial Market in Central Asia
With the rapid development of the global digital asset industry, Kazakhstan has quickly become a favored registration location for international cryptocurrency enterprises, thanks to its forward-looking regulatory framework and open economic policies. In particular, the Crypto license issued by the Astana International Financial Centre (AIFC) provides enterprises with a secure, compliant and opportune-filled operating environment.
一、 监管体系与法律框架
哈萨克斯坦为Crypto建立了一个全面且稳定的监管环境。
核心法律依据：2023年4月1日生效的《哈萨克斯坦共和国数字资产法》是监管基石，为数字资产的发行、交易和流通提供了明确的法律依据。
主要监管机构：阿斯塔纳金融服务管理局（AFSA） 是AIFC内的独立监管机构，负责颁发牌照并监督所有持牌实体的活动，确保其遵守反洗钱（AML）、反恐怖主义融资（CFT）和国际标准。
监管沙盒：AIFC本身作为一个拥有特殊法律制度的金融中心，为企业提供了一个创新的“监管沙盒”环境，便于测试新产品并适应监管要求。
I. Regulatory System and Legal Framework
Kazakhstan has established a comprehensive and stable regulatory environment for Crypto.
The core legal basis: The Digital Assets Law of the Republic of Kazakhstan, which came into effect on April 1, 2023, serves as the regulatory cornerstone, providing a clear legal basis for the issuance, trading, and circulation of digital assets.
The main regulatory body: The Astana Financial Services Authority (AFSA) is an independent regulatory body within the AIFC, responsible for issuing licenses and supervising the activities of all licensed entities to ensure their compliance with anti-money laundering (AML), anti-terrorist financing (CFT), and international standards.
Regulatory Sandbox: As a financial center with a special legal system, AIFC itself provides enterprises with an innovative "regulatory sandbox" environment, facilitating the testing of new products and adaptation to regulatory requirements.
二、 牌照的核心优势
选择在哈萨克斯坦AIFC获取Crypto license，可享受以下显著好处：
有利的税收制度：在2066年1月1日前，AIFC内的持牌公司可享受免征企业所得税（CIT）和增值税（VAT） 的优惠，极大降低了运营成本。
简化的签证与劳工政策：AIFC为外籍专业人士及其家属提供了简化的签证和工作许可程序，有效期可达5年，轻松吸引全球顶尖人才。
可靠且稳定的法律框架：自2018年起，该国的加密货币法规始终保持连贯且稳定，2023年的新法进一步确保了其与国际标准的接轨，为长期运营提供了 predictability（可预测性）。
灵活的外汇交易：AIFC成员不受哈萨克斯坦本国外汇法规的严格限制，可以用任何货币自由进行交易，无需繁琐的审批程序。
增强的市场信誉与安全性：AFSA的严格监管确保了市场的透明度和完整性，获得其颁发的牌照能显著提升企业的国际信誉和客户信任度。
Ii. Core Advantages of the License
Choosing to obtain a Crypto license from the AIFC in Kazakhstan entitles you to the following significant benefits:
Favorable tax system: Before January 1, 2066, licensed companies within the AIFC can enjoy the benefit of exemption from corporate income tax (CIT) and value-added tax (VAT), which greatly reduces operating costs.
Simplified visa and labor policies: AIFC offers simplified visa and work permit procedures for foreign professionals and their families, valid for up to five years, easily attracting the world's top talents.
A reliable and stable legal framework: Since 2018, the country's cryptocurrency regulations have remained coherent and stable. The new law in 2023 further ensures its alignment with international standards, providing predictability (predictability) for long-term operation.
Flexible foreign exchange trading: AIFC members are not strictly restricted by Kazakhstan's own foreign exchange regulations and can freely trade in any currency without the need for cumbersome approval procedures.
Enhanced market credibility and security: The strict supervision of AFSA ensures the transparency and integrity of the market. Obtaining a license issued by it can significantly enhance a company's international credibility and customer trust.
三、 申请要求与关键步骤
成功获取牌照需要满足以下核心要求并遵循既定流程：
核心要求：
法律实体：必须在AIFC注册一个本地法人实体，并拥有实际的办公地址。
股本要求：需注入足以覆盖至少六个月运营费用的资本金。
团队任命：必须任命合格的高级管理人员（如CEO、 CFO、CTO），反洗钱官和合规官初期可由本地员工担任。
Iii. Application Requirements and Key Steps
To successfully obtain a license, the following core requirements must be met and the established procedures must be followed
Core requirements
Legal entity: A local legal person entity must be registered with the AIFC and have an actual office address.
Capital requirement: Capital sufficient to cover operating expenses for at least six months must be injected.
Team appointment: Qualified senior management personnel (such as CEO, CFO, CTO) must be appointed. The anti-money laundering officer and compliance officer can be initially held by local employees.
合规文件：
制定详细的商业计划、财务预测和退出策略。
建立完善的内部政策，包括KYC（了解你的客户）、AML/CFT程序、网络安全措施。
搭建客户身份识别和交易监控系统。
提供所有董事、股东的资金来源证明。
申请流程主要阶段：
准备阶段：收集所有创始人和董事的基本资料、初步商业计划书和财务规划。
申请与审批：确定申请的牌照类型，向AFSA提交全套申请文件，并积极响应其问询。
公司组建：获得原则性批准后，完成公司注册、租赁办公室、雇佣必要本地员工。
银行开户：在AFSA正式颁发牌照后，协助企业在合适的银行或电子货币机构（EMI）开设公司账户。
Compliance document
Formulate detailed business plans, financial forecasts and exit strategies.
Establish a complete internal policy, including KYC (Know Your Customer), AML/CFT procedures, and cybersecurity measures.
Build a customer identity recognition and transaction monitoring system.
Provide proof of the sources of funds for all directors and shareholders.
The main stages of the application process:
Preparation stage: Collect the basic information of all founders and directors, the initial business plan and financial planning.
Application and Approval: Determine the type of license to be applied for, submit the complete set of application documents to AFSA, and actively respond to its inquiries.
Company formation: After obtaining the principle approval, complete the company registration, lease the office, and hire the necessary local employees.
Bank account opening: After the AFSA officially issues the license, assist enterprises in opening a company account at a suitable bank or electronic money institution (EMI).
四、 税务环境
AIFC享有特殊的税收制度，对加密货币业务极其友好：
主要免税：持牌金融服务提供商免征企业所得税和增值税。
个人所得税：在AIFC金融部门工作的外籍员工，其从AIFC获得的收入免缴个人所得税。
税务合规：公司需采用特殊会计规则，清晰区分免税和应税收入，确保合规。
结论
哈萨克斯坦，特别是通过AIFC提供的Crypto license，为企业提供了一个兼具监管确定性、税收优惠性和运营灵活性的优质选择。对于希望拓展中亚及全球市场的数字资产企业而言，如今正是申请哈萨克斯坦Crypto license、抢占市场先机的理想时机。
Iv. Tax Environment
AIFC enjoys a special tax system and is extremely friendly to cryptocurrency businesses:
Main exemptions: Licensed financial service providers are exempt from corporate income tax and value-added tax.
Personal income tax: Foreign employees working in the financial department of AIFC are exempt from personal income tax on their income earned from AIFC.
Tax compliance: The company needs to adopt special accounting rules, clearly distinguish between tax-exempt and taxable income, and ensure compliance.
Conclusion
Kazakhstan, especially through the Crypto license provided by AIFC, offers enterprises a high-quality option that combines regulatory certainty, tax incentives and operational flexibility. For digital asset enterprises that hope to expand into the Central Asian and global markets, now is the ideal time to apply for a Crypto license in Kazakhstan and seize the market opportunity.
